The 2024 Toyota Tacoma 4×4 remains one of the most popular midsize trucks in the United States, known for its reliability, off-road capabilities, and versatile configurations. Whether you’re an adventure enthusiast, a daily commuter, or looking for a capable work truck, the Tacoma is a compelling option. But with so many trim options, add-ons, and regional factors at play, potential buyers often wonder: how much is a 2024 Toyota Tacoma 4×4? This comprehensive guide will walk you through all the essential details to help you understand the pricing landscape, trim configurations, and value proposition of the 2024 Toyota Tacoma 4×4.
2024 Toyota Tacoma 4×4 Overview
Before diving into pricing, it’s important to understand what makes the 2024 Toyota Tacoma 4×4 such a standout vehicle. As part of Toyota’s legendary lineup of trucks, the Tacoma combines ruggedness with modern tech and comfort features. For 2024, Toyota has introduced several updates that enhance the truck’s performance, safety, and in-cabin experience. The 4×4 configuration remains a popular choice for drivers who want improved traction in off-road conditions or who live in regions with challenging weather.
Key features of the 2024 model include:
- Upgraded engine options offering improved power and fuel efficiency
- Advanced driver-assistance technology like Toyota Safety Sense 3.0
- Customizable trim levels for lifestyle-specific needs
- Innovative Toyota App integration for remote vehicle control
- Multiple cab and bed configurations (including Access Cab and Double Cab)
With all these features, the Tacoma continues to compete with segment leaders like the Ford Ranger and Chevrolet Colorado, especially when configured with 4×4 drivetrains.
Base MSRP for the 2024 Toyota Tacoma 4×4
Toyota offers the 2024 Tacoma in a variety of trim levels. The base 2024 Tacoma models start with rear-wheel drive, but the 4×4 option is only offered on certain trims. The starting MSRP (Manufacturer’s Suggested Retail Price) for the lowest 4×4-equipped model in the lineup — the SR 4×4 Double Cab — begins at around $35,000. This is with the base 2.7L inline-four engine.
Keep in mind, however, that this base price doesn’t reflect additional fees and customization options. For instance, all Tacoma models incur a $1,295 destination and handling fee, which is standard across Toyota trucks. Also, if you upgrade to more powerful engines or opt for premium trims, the price will increase accordingly.
Trim-Specific Pricing for 2024 Tacoma 4×4 Models
To give you a clearer picture, let’s break down each trim level and its associated 4×4 MSRP:
| Trim Level | Engine | MSRP (4×4 Model) | Drivetrain | Notable Features |
|---|---|---|---|---|
| SR 4×4 Double Cab | 2.7L I4 (159 hp) | $35,000 | 4×4 | Towing package, trail-tech features |
| TRD Sport 4×4 | 2.7L I4 or 3.5L V6 | $39,500 – $42,500 | 4×4 | 17″ alloy wheels, LED lighting, upgraded suspension |
| TRD Off-Road 4×4 | 3.5L V6 | $45,000 | 4×4 | Electronic locking rear differential, crawl control |
| Tacoma Limited 4×4 | 3.5L V6 | $49,500 | 4×4 | Leather seats, JBL audio, sunroof |
| Tacoma TRD Pro 4×4 | 3.5L V6 (278 hp) | $55,000 | 4×4 | FOX shocks, TRD Pro styling, skid plates |
The pricing displayed above is current as of early 2025 and will vary by region, based on dealership incentives and inventory.
Engine and Fuel Efficiency Options
The 2024 Toyota Tacoma 4×4 offers buyers two primary engine choices:
2.7L Inline-Four Engine (Fuel-Saving Option)
Available on lower trims such as the SR 4×4, this base engine delivers 159 horsepower and 180 lb-ft of torque. While underpowered compared to the V6, it provides better fuel efficiency — in the range of *20 mpg city / 24 mpg highway. It’s best suited for those who prioritize fuel economy and plan to use the truck for light-duty tasks or commuting.
3.5L V6 Engine (Popular Powerchoice)
The 3.5L V6 remains the preferred engine for drivers seeking more power, especially in rugged terrain or when towing. With 278 horsepower and 265 lb-ft of torque, this engine pairs very well with the 4×4 configuration. Fuel efficiency drops slightly — typically around 18 mpg city / 22 mpg highway — but the gains in performance and towing capability (up to 6,800 lbs) make it a popular selection across mid-level to premium trims.
Optional Features That Impact Price
Beyond trim upgrades, several optional packages and features can significantly affect the final price of a 2024 Toyota Tacoma 4×4:
Technology and Infotainment Upgrades
The infotainment system has evolved significantly for 2024, with most trims featuring at least an 8-inch touchscreen. Higher-tier models jump up to 14 inches with premium sound systems, embedded navigation, and wireless Apple CarPlay/Android Auto.
Adding packages like the Connected Services Premium Package or Advanced Technology Package (which may include features like a 360-degree camera, upgraded audio, remote start, and more) can add $1,500–$2,500 to the total MSRP.
Safety Packages
Toyota Safety Sense 3.0 is standard across all Tacoma trims in 2024, offering features like:
- Pre-Collision System with Pedestrian Detection
- Adaptive Cruise Control
- Automatic High Beam Assist
- Lane Departure Alert
These standard safety systems are well-received and contribute to the truck’s reputation for safety and low maintenance. However, if you choose a higher trim like TRD Pro or Limited, you may see additional camera systems, park assist, and even rear cross-traffic alert—features not included in entry-level trims.
Off-Road and Towing Packages
For off-road-focused configurations like the TRD Off-Road or TRD Pro, optional off-road packages can include:
| Feature | Description | Estimated Cost |
|---|---|---|
| TRD Off-Road Package | Multi-terrain select, crawl control, locking rear differential | ~$3,000 |
| Towing Package | Class IV trailer hitch receiver, oil cooler, trailer wiring harness | ~$900 |
| FOX Shock Package | High-performance shocks designed specifically for TRD Pro | ~$1,200 |
These packages are often bundled into higher trims as standard features, but they can inflate the base price significantly when added individually.
Pricing Variability by Region and Dealership
Pricing is not uniform across the United States. Buyers in high-demand markets (such as the Pacific Northwest or mountain states) may pay $2,000–$5,000 over MSRP due to high competition for inventory. In contrast, Toyota dealerships in less competitive or rural regions may offer the opportunity to negotiate below MSRP, particularly at the end of the year.
Factors influencing regional pricing include:
- Local demand for 4×4 vehicles
- Dealer incentives or rebates
- In-season vs. end-of-year sales
- Inventory levels
As a buyer, it’s crucial to research both MSRP and dealer invoice pricing to determine a fair offer.
Tacoma Trim-by-Trim Breakdown and Value Perception
Each trim level offers its own set of value points. Let’s explore the major 2024 Tacoma 4×4 trims:
Toyota SR 4×4
The base model with 4×4 – suitable for budget-conscious buyers who still want all-terrain accessibility. With a focus on utility, the SR is the entry point for those who intend to customize their truck later.
TRD Sport 4×4
Favored by urban adventurers and those who want a bit of performance flair, the TRD Sport balances lifestyle and functionality with sporty styling cues and active safety features.
TRD Off-Road 4×4
Designed with serious off-road fans in mind, this trim boasts trail-ready features like Multi-Terrain Select, Crawl Control, and Hill Descent Control. The price increase over the Sport trim is justified by its superior capability.
Limited 4×4
Offering a more refined and luxurious experience, the Limited brings leather seating, a panoramic sunroof, JBL sound system, and additional creature comforts.
TRD Pro 4×4
The top-tier performance truck, the TRD Pro is optimized for extreme off-road conditions, with FOX internal bypass shocks and exclusive styling features perfect for desert running or technical trails.
Value perception varies — for some, the TRD Pro is the ultimate expression of the Tacoma with a hefty price to match, while others find the balance of features and affordability in the TRD Off-Road or Sport trim more compelling.
Comparing 2024 Toyota Tacoma 4×4 with Its Competitors
No truck purchase is complete without examining what the rest of the market has to offer. Here’s a comparison of the 2024 Toyota Tacoma 4×4 with the following 4×4 midsize trucks:
| Truck Model | Base 4×4 MSRP | Engine Option(s) | Max Towing Capacity | Off-Road Performance |
|---|---|---|---|---|
| 2024 Toyota Tacoma 4×4 | $35,000+ | 2.7L I4, 3.5L V6 | 6,800 lbs | Strong, especially in TRD Off-Road and Pro |
| 2024 Ford Ranger 4×4 | $34,500+ | 2.3L EcoBoost | 7,500 lbs | Moderate |
| 2024 Chevrolet Colorado 4×4 | $36,200+ | 2.7L Turbo, 3.0L Diesel | 7,700 lbs | Good when equipped with ZR2 package |
While the Ford Ranger and Chevrolet Colorado may show superior towing numbers or offer diesel options (Colorado), Toyota’s reputation for long-term reliability and resale value outshines most competitors. Additionally, the Tacoma trims like TRD Pro and Off-Road offer trail capabilities not matched by standard configurations in other competitors.
Financing and Leasing Options for the 2024 Toyota Tacoma 4×4
Toyota offers several robust financing and leasing deals for qualified buyers on the 2024 Tacoma lineup. As of early 2025, Toyota Financial Services is offering APR as low as 2.9% for select trims to consumers with good credit.
Leasing options can bring monthly payments down, though buyers will need to be cautious of mileage restrictions, wear-and-tear clauses, and lack of equity. For someone who drives extensively or plans to modify the truck, financing is likely a better option.
Some of the current offers for financing include:
- Low APR for 60- or 72-month terms
- Zero down payment (with approval)
- Manufacturer rebates for qualified buyers (e.g. military, college graduates)
Always check with your local dealer for the latest promotions or Toyota lease offers, especially at year-end.
Predicting Depreciation and Long-Term Value
Resale value is a huge consideration for any major truck purchase. The 2024 Toyota Tacoma 4×4 is expected to retain 60-65% of its value after 5 years, which is excellent by industry standards. This is largely due to Toyota’s reputation for reliability, long service intervals, and strong demand in the used market.
Vehicles from trims like the Tacoma TRD Off-Road and TRD Pro, with their additional capabilities and performance features, often hold value even better — especially when sold in markets with rugged terrain or strong off-road culture.
What You Pay vs. What You Should Pay
The actual amount you pay for your 2024 Toyota Tacoma 4×4 might diverge from the MSRP. Here’s a breakdown of expected final purchase prices based on trim levels:
| Trim | MSRP | Average Incentives/Rebates | Final Transaction Price |
|---|---|---|---|
| SR Double Cab 4×4 | $35,000 | $500–$1,000 | $34,500 |
| TRD Sport 4×4 | $39,500 | $1,000 | $38,500 |
| TRD Off-Road 4×4 | $45,000 | — | $46,000+ (often over MSRP) |
| Limited 4×4 | $49,500 | $1,500+ | $48,000 |
| TRD Pro 4×4 | $55,000 | — | $56,000–$60,000 (due to demand) |
Buyers are encouraged to do thorough research before approaching a dealer and even consider buying from competing dealers in nearby markets to secure the best deal possible.
Conclusion: Finding the Right Tacoma 4×4 for Your Budget
So, how much is a 2024 Toyota Tacoma 4×4? The answer depends largely on the trim, engine, and optional packages you select. With base prices starting around $35,000 and going over $60,000 for a well-equipped TRD Pro, the Tacoma 4×4 offers a wide range of configurations for different lifestyles and budgets.
When evaluating the cost of ownership, resale value, performance capability, and overall reliability, the Toyota Tacoma 4×4 offers exceptional value in the midsize truck segment. Whether you’re a daily commuter, weekend adventurer, or someone who needs a reliable workhorse, there is likely a 2024 Toyota Tacoma 4×4 trim custom-fit to your needs and financial situation.
Before making a decision:
- Set your budget and must-have features
- Research MSRP and dealer invoice data
- Test drive multiple models
- Compare financing or leasing offers
- Check local availability and regional demand
Toyota’s latest Tacoma lineup is a strong contender in its class — and 4×4 models offer the added traction and reliability Toyota owners expect. The key is to choose the right combination of features and price to suit your life.
What is the base price of a 2024 Toyota Tacoma 4×4?
The 2024 Toyota Tacoma 4×4 starts at around $34,650 for the base SR trim, which includes both the 2.7L four-cylinder and the available 3.5L V6 engine options. Keep in mind that this figure excludes additional costs like destination and handling fees, which run approximately $1,395, as well as any optional features or packages you might choose. The base model offers essential features like air conditioning, cloth seating, a 7-inch touchscreen, and Toyota Safety Sense technologies, making it a practical option for budget-conscious buyers.
However, if you opt for the more powerful TRD Sport or TRD Off-Road trims, the entry-level pricing increases accordingly. The TRD Off-Road 4×4 starts at around $39,800, while the TRD Sport starts slightly lower at approximately $37,750. These trims include enhanced off-road capabilities, upgraded suspension systems, and additional interior comforts. Since trim levels and pricing may vary by region and dealer incentives, it’s advisable to check with your local Toyota dealership for the most accurate pricing in your area.
What factors influence the final price of a 2024 Toyota Tacoma 4×4?
Several factors determine the final cost of a 2024 Toyota Tacoma 4×4 beyond the base MSRP. The trim level is a significant contributor—higher trims like the TRD Pro or Limited come with increased prices due to added luxury and performance features. Optional packages such as the Technology Package, Tow Package, or premium audio systems can add anywhere from $500 to over $3,000 to the total. Additionally, the choice between a manual or automatic transmission influences the cost, with automatics typically adding around $1,000.
Other factors include paint color upgrades, interior material choices, and whether you opt for extra accessories like running boards or a bed extender. Your location and dealer-specific incentives can also play a role—some dealers may offer discounts or financing deals, while others might have higher demand-driven pricing. Sales tax, registration fees, and insurance costs are additional financial considerations that contribute to the overall expense of owning a Tacoma 4×4. It’s beneficial to research these variables thoroughly before visiting a dealership.
What is the price range for all 2024 Toyota Tacoma 4×4 trims?
The 2024 Toyota Tacoma 4×4 lineup offers a variety of trims, each significantly affecting the final sticker price. The trim levels available include SR, TRD Sport, TRD Off-Road, Limited, and TRD Pro. The SR 4×4 starts at around $34,650, while the Limited 4×4 steps up to approximately $45,000 before adding options or accessories. The top-tier TRD Pro, designed for serious off-road enthusiasts, averages around $51,000 with its premium features and upgrades.
These figures vary depending on geographic location, dealer pricing adjustments, and optional equipment. For example, the Limited trim can rise above $47,000 if equipped with the Technology Package, panoramic sunroof, or upgraded audio system. Similarly, the TRD Pro can exceed $53,000 with custom visuals and enhanced durability components. Potential buyers should carefully evaluate their budget and desired features when choosing a trim, and consider contacting multiple dealers for a better sense of local pricing and incentives.
Are there additional costs for optional packages on the Tacoma 4×4?
Yes, optional packages add a significant amount to the base price of a 2024 Toyota Tacoma 4×4. For instance, the TRD Off-Road Package includes upgrades like an electronic locking rear differential, multi-terrain select, and crawl control, costing around $2,350. The Technology Package, available on mid to high trims, may add nearly $1,400 for features such as a 14-inch touchscreen, wireless Apple CarPlay, and Android Auto. Exterior and interior upgrades like color-matched front grille inserts, black running boards, or leather-trimmed seats also contribute to the final invoice price.
Each pack offers tailored benefits, but costs add up quickly. Buyers interested in advanced lighting features with adaptive driving beams, a 360-degree camera upgrade, or off-road enhancements like a skid plate or trail-tuned suspension should be prepared for cumulative fees beyond $2,000 to $4,000. It’s always best to itemize these extra features and weigh the necessity of each before finalizing the purchase. Dealerships are usually open to negotiating prices when buyers are well-informed on the value of each optional add-on.
What is the expected fuel efficiency for the 2024 Tacoma 4×4?
The fuel efficiency of the 2024 Toyota Tacoma 4×4 depends on the engine and drivetrain selected. The 2.7L four-cylinder engine gets an EPA-estimated 19 mpg in the city and 23 mpg on the highway, while the more powerful 3.5L V6 drops to approximately 17 mpg city and 20 mpg highway. If equipped with the 4×4 system, fuel economy may decrease by 1 to 2 mpg depending on driving conditions and habits. These figures reflect standard automatic transmission models, which most buyers are expected to choose.
On-road commuting or highway driving can expect the highest efficiency from the four-cylinder model, while frequent off-roading or towing applications may justify the slightly reduced mpg from the V6. Toyota also offers an i-FORCE MAX hybrid powertrain option on higher trims such as the TRD Pro, which surprisingly improves efficiency to 19 mpg overall—better than the V6 non-hybrid 4×4. Fuel costs should be factored into the long-term ownership budget, especially for those planning to use the Tacoma regularly under heavy load or 4×4 conditions.
How does the price of the 2024 Tacoma 4×4 compare to previous years?
The 2024 Toyota Tacoma 4×4 represents a modest increase over the 2023 model due to inflationary pressures and enhancements in technology and equipment. For example, the SR 4×4 was priced at approximately $33,650 before fees for the 2023 model year, making the 2024 edition about $1,000 more. Similarly, the Limited trim has increased by roughly $1,500. However, many of these increases are offset by improved features like larger touchscreens, hybrid powertrain options, and updated off-road hardware in higher trims.
When compared to the last major generation change prior to 2024 (2022 and older), pricing differences are more pronounced, often ranging from $3,000 to $5,000 across comparable trims. This generation not only introduces a more robust powertrain lineup but also modern driver-assist systems and comfort upgrades that justify the price jump. In essence, buyers are paying more for the 2024 Tacoma, but often receiving substantially better value in return, especially with the new top-tier TRD Pro and i-FORCE MAX hybrid availability.
What financing options are available for purchasing a 2024 Tacoma 4×4?
Toyota Financial Services offers a wide range of financing options to suit different financial situations for buyers of the 2024 Tacoma 4×4. Customers can choose between traditional financing through auto loans, lease agreements, or manufacturer incentives such as zero down payment and low APR promotions. Lease terms typically start at 24 to 36 months with mileage limitations between 10,000 and 15,000 miles per year, making them ideal for those who plan to upgrade vehicles frequently.
For buyers with strong credit scores, APRs as low as 0% are occasionally available for qualified applicants through limited-time offers. Loan terms can extend from 24 to 84 months, allowing buyers to customize monthly payments to their personal budget. It’s also worth noting that dealers may bundle incentives such as bonus cash rebates or trade-in bonuses to improve the affordability of certain trims or packages. Prospective owners should speak directly with both their local dealer and Toyota Financial Services to determine the optimal financing route before finalizing their purchase.